What is it with me and the click bait titles of late? Still, I stand by this one.
For a start, everyone’s definition of rich varies, if not wildly, then at least a bit. I, for example, would be happy with a paid off mortgage on a smallish house and to be able to write full time. I don’t care for jewellery or swish cars or a gold-plated monkey. For others, being rich means never having to work again, living in The Ritz full-time and being waited on hand and foot. Some may simply want to be able to say they do their weekly shop in Waitrose. Or maybe Sainsbury’s.
Everyone kinda has the same goal in mind when it comes to being rich though: they want to be happier.
Maybe you lie awake at night wondering when the bailiffs will turn up. Maybe you worry you’ll have to do the same crappy job for the rest of your life. Maybe you worry all your friends are jet-setting off around the world and the last trip abroad for you was skiing in Austria in year 10.
Wouldn’t it be nice not to have to worry about money? Wouldn’t it be nice to be able to do whatever job you fancied? It would certainly be amazing to be able to go wherever you pleased.
The problem here lies with our perspective, not our actual situation. If you spend your life complaining about your lot, but hedge all your bets on that weekly £2 lottery win, life will pass you by.
YOU NEED A PLAN.
But we’ll come to that.
(btw, I’m writing this at 11.19pm whilst full of cold and slightly delirious, so I apologise for the absolute lack of proofreading and overexcitable tone _ I’M POORLY)
So, my aim today is to give you the tools to help you achieve the security and freedom of being rich (richness, if you will), even though you have not a penny to your name:
1 – A plan
Ok, we need to stop bitching about our crappy job and horrible boss and boring life and yada yada yada. Here’s the awful, bum-clenching truth: only you care enough about your own life to steer it in another direction. I’m not saying no one else cares about you, only that everyone else has their own shit to deal with. Don’t wait for someone else to help you.
You need to actually sit down and think about what you want to do almost every day for the rest of your life. Seriously. If it’s sitting on your sofa watching Netflix in your pjs, I salute you. Now we just need a way to finance that. Do you want a promotion, a complete career change, to start your own business? Start now (if only because I’m telling you to) and you’ll be that much closer.
2 – Take stock
It could be worse. Truly. Imagine if you lived in Westeros. Make a list of all the positive things in your life, even if you can only think of things like ‘soon it’ll be winter and I won’t have to shave my legs’. It’s so easy to sit around and mope but that’s life-sapping. We wish to be vibrant, bright young things.
3 – Educate yourself
‘Educate myself on what?!’ I hear you cry. I don’t know. Or care, tbh. Read more. Watch more David Attenborough on the telly. Spend a day practising winged eyeliner. Learn to french braid your hair. Read this post for more ideas. I had no idea that I lived hand lettering and calligraphy until I started blogging, and now I have an interest (though no skills, I’m afraid, only pure, unbridled enthusiasm) in graphic design. Me, who didn’t learn to cut and paste until 2012.
4 – Sort out your money
If you have no idea where to start, pop your name and email address in here for the e-course. It’s totally free and there’s no paid-for upgrades or anything – it’s just a few emails that’ll guide you through your finances in a very gentle and non-technical way.
Being in control of your financial situation is the key to making you rich. It may not provide with extravagant wealth BUT it could help get your little nest egg going, that could, in a couple of years allow you to tell your boss to stick it and embark on your dream…job. Trip. Whatever.
5 – Tidy up
This one is quietly life changing. Life is so much calmer when our home is clean, tidy and uncluttered. There are few human experiences that can beat that Sunday afternoon nap on the sofa when the house is tidy. Trust me, it’s the simplest things that make our lives rich. If tidying is not your forte, check out my cleaning tips for lazy people. If you truly, truly hate cleaning, consider finding it within your budget to hire a cleaner, even if it means forsaking, say, meat or alcohol. If my house was bigger than a postage stamp, I’d get one!
6 – Stop comparing your life to other people’s
I know, I know – easier said than done, but humans are not comparable things. Sure, y0ur best mate gets to go to Texas for work, but you probably had just as good a time getting pissed on your own sofa with a friend. Or with the cat.
Or you feel like you should book a week in New York because it’s perfect for your Instagram, but actually, you kinda fancy a weekend camping in Scotland or hiring a cottage in the Lake District. New York isn’t going anywhere: it’ll wait for you (well, actually it’s kinda sinking, but you’ve got time, I;m sure)You can’t compare lives. They are unquantifiable. So stahp.
7 – Be nicer
For the sake of karma if nothing else. Don’t be one of those bitchy, ugly people that leave passive aggressive comments on social media. Don’t freak out if someone steals your parking space. Accept that spoilers are a fact of life.
I’m still working on this myself, as I can be very impatient (especially if hungry and/or tired – like a child). It isn’t easy. I found that the tiniest thing really made me feel better –
- Pick up the popcorn you dropped on the floor in the cinema.
- Don’t give the lady with the screaming child annoyed side-eye.
- DON”T FEED THE TROLLS.
- Let an old person talk to you on the bus. It won’t kill you, perhaps it’ll encourage you to walk next time: win, win.
- Let a harassed-looking person in front of you in the queue.
- Take a cake into work. No, you don’t have to make it, but if you do crispy cakes are always a winner and take about 5 minutes.
8 – Look after yourself
Vegetables and running and things. Again, I’m not so hot on this one, although I do try. Although today the only healthy thing I have eaten is an avocado. Yes, a whole one. On toast with smoked paprika. Om nom nom.
SEE? Being rich is about more than money. It’s about having the life you want, and there’s no reason at all you can’t start living your best life today.