I literally just typed the title to this whilst watching old episodes of Top Gear so I’m not entirely sure where I’m going with this. One thing’s for certain, though: I haven’t decided on any New Year’s resolutions yet. TBH I don’t really do them (by that I don’t mean that I don’t in the ‘ooo I don’t believe in them, more that I forget/can’t bothered/give up). Once I vowed not to drink for a year, which actually lasted a frankly impressive 28 days. WELL DONE ME.
My 2016 resolution was to save £6,000. Did I reach it? No. Am I bothered? No, not really. I may not have the £6,000 in my hand BUT I have other things that I needed, namely a MacBook Pro, a new (to me) car and **drumroll please** a pension! Yay!
I don’t think I’ll be able to save £6,000 in 2017, because I’ve switched to a job where I work fewer hours (plus I now contribute a lofty £40 a month to my pension – yes, I know that’s not enough but I could contribute the 15% of my income that’s recommended to my pension I’d never be able to save up for a house).
So, what are my budget new year’s resolutions?
Er, I’ve not worked it out yet. I have a time off over Christmas (hell yes new job! I may be working Christmas Eve and Boxing day but I have 6 days off after that BOOM) so I’m going to sit down and work out how much I want to save and how much I can realistically save and see how close i can get those numbers.
Also, by budget New year’s resolution, I don’t just mean New year’s resolutions about sticking to your budget, but also cheap things to start doing, rather than, you know, resolving to start going scuba diving in Bali every other weekend.
I have a few other resolutions too that I ‘ve literally just dreamed up now. Well, it seemed a good a time as any.
- Start a bullet journal. This dotted notebook is already on it’s way to me from Amazon.
- Do more hand lettering. For a start, it’ll make my bullet journal look pretty.
- Learn to touch type, so I can have a crack at home-based transcription jobs and…
- …Make more money from home. Then I can quit my job and justify spending my money on luxurious loungewear.
- Write the same book I’ve been writing since I was about 16. It’s about fucking time.
That might be it, apart from the obvious ones like winning the lottery (despite never buying a ticket) and being healthier and blah blah blah.
I like a no-pressure new year’s resolution. I treat my exercise routine like an extremely nervous kitten: if I come on too strong it’ll be frightened away, so instead I just calmly go for a little run a few times a week. NO BIG DEAL.
I should also do something about my ever-growing dependency on bread. It’s just the best. I mean, if it wasn’t for the bread addiction I could set let my exercise routine snooze in front of the fire rather then hoying it outside every now and again for a run.
But no bread? What kind of a life is that? Cutting down is the way forward, but I’m terrible for lying to myself about how much I’m eating. I’m instead going to aim for an achievable only-having-bread-twice-a-day-situation. Doable, I think.
Hmm, maybe I should try and grow my Twitter following two. Pinterest seems to be doing ok on its own (by ‘on it’s own’ I mean that it’s enough of a habit that i don’t really need to concentrate on it, whereas twitter is a bit of a mystery to me). Also, Instagram isn’t even on my radar, so maybe I should do something about that. Sigh. I don’t care about things as much as Instagram wants me too.
I think the touch typing thing is the most important since it’s a Useful Skill, that I really should have mastered by now, and will not only aid me in my transcription journey but may also get my book written a bit faster. If I only I were a little more patient and practiced more. Hell, that can be a resolution too. ALL THE RESOLUTIONS.
More ideas for money-saving resolutions…
There are countless ways you could incorporate a bit of money saving into your new year’s resolution…
- Be more aware of your food budget – can go hand in hand with eating healthier/meal prep/meal planning
- Educate yourself – watch more Netflix (well I think it’s educational), buy books from charity shops rather than buying a DVD (if anyone actually buys DVDs anymore), get yourself on Pinterest to learn how to decorate your home on a budget, maybe watch a Youtube video to see if you can change your own headlights to save yourself a tenner or so at Halfords getting the nice man to change them (he did it in five minutes, you can probs do it in fifteen, which is hardly a hardship).
- Exercise more – forget about the gym. If you’re on a budget there is no reason why you can’t exercise at home for free. YouTube has literally millions of exercise videos from yoga to MMA moves. Just go for a walk. You don’t need the gym to get a bit more exercise.
Inspired? Couldn’t care less? Pretty sure you’re going to give up by Valentines? Weeell, it doesn’t really matter. You can start good habits whenever you like – I’d highly recommend starting new frugal lifestyle just before Christmas, so you can see how you can save money even though it tends to be the most expensive time of the year, without being all ”bah humbug’ about it. You know, rather than throwing all caution to the wind and getting 15 new credit cards because you can always start budgeting better in the new year.
Just thought I’d give an update in the touch typing – it turns out that my (dominant) left hand is pretty talented and has some skills. However, my right hand is, as ever, almost completely useless. Also, none of my fingers wat to be the one to do the ‘y’ key which causes me to lose my flow and start typing like a granny again. I also keep accidentally pressing caps lock instead of ‘a’, so everytime I glance up to see my work I jump at the aggressive writing.
I can only apologise for the mistakes in this post. Touch typing at my level is shockingly inaccurate and I’m a lazy proofreader.